About Us

Who We Are...

Kelston Capital is an award-winning Australian mortgage brokerage created by investors, for investors. Our team specialises in real estate investing and finance to provide client-focused services. Our extensive knowledge of property investing and loans sets us apart from other brokers.

With over 49 years of experience in finance and banking, we have helped secure over $1.1 billion in loans. Our services include investment property loans, refinancing home loans, debt consolidation loans, property development financing and construction finance.

Working with experienced mortgage brokers like us is crucial to avoid overpaying the bank or unintentionally risking your investments. We assist in finding affordable home loans and tailor loan plans to suit your needs. This ensures that your investments are secure and work for your lifestyle and goals.

Whether you are looking for first-time home buyer loans, real estate investment loans, commercial property financing, or long-term financial goal planning, our professional mortgage guidance and home loan consultation services are designed to support your financial goals and strategies.

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Meet The Team

Jordan Giltrap-Ryall

Director | Senior Finance Broker

Jackson Rainger

Finance Broker

Zac Martin

Finance Broker

Renee Braddock

Client Services Officer

Shelby Harton

Client Services Officer

Isaac Ritchie

Client Services Officer

Our 5 Step Process

Step 1: Discover.

The first step in our financial journey together is gaining a clear understanding of your current financial situation and your long-term goals. We’ll take the time to listen to your aspirations, assess your existing assets, liabilities, and income sources, and identify any obstacles or opportunities that may impact your path to success. This step helps us create a roadmap tailored specifically to your needs and ambitions.

Step 2: Establish.

Once we have a comprehensive understanding of your financial position, we’ll work together to establish your finance capacity. This involves determining your borrowing capacity, assessing your income stability, evaluating your credit history, and considering any existing financial commitments. By thoroughly examining these factors, we can identify the best financing options available to you and ensure that they align with your goals and financial capabilities.

Step 3: Secure.

With your finance capacity established, it’s time to move forward and secure the property that aligns with your aspirations. Whether you’re looking to purchase a new home, invest in real estate, or expand your property portfolio, we’ll guide you through the process. Our team will assist you in finding the right property, negotiating the best terms, and managing the necessary paperwork and legalities. Our goal is to ensure a seamless experience as you make this significant investment.

Step 4: Streamline.

Once you have acquired the property, it’s essential to optimise your money flow. We’ll help you analyze your income and expenses, develop a budgeting strategy, and explore potential cost-saving opportunities. Our expertise in financial management and cash flow optimization will enable you to make informed decisions that maximise your financial stability and growth. We’ll work together to establish effective systems for managing mortgage repayments, rental income (if applicable), and other financial obligations associated with your property.

Step 5: Repeat.

Financial success is an ongoing journey, and we are committed to being your long-term partner. We’ll regularly review your financial situation, assess the performance of your investments, and fine-tune your strategies as needed. Our goal is to ensure that your financial plan remains aligned with your evolving goals and market conditions. By regularly reviewing and adjusting your financial approach, we can adapt to changes and capitalise on new opportunities to help you achieve continued growth and prosperity.
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